Microservices

• Template Creation and Translation toolset to automate data cleansing, mapping, and importation
• Automates and unifies data extracted from disparate systems into one normalized master data set
• Supports multiple and varied bordereaux output formats – any database, Excel file or XML
• Policy, Claims and Cash processing including Risk Level Data and Cash reconciliation

• Allows drag-and-drop configuration of design, fonts, styles and workflows for any user group
• Provides ability to add links, maps, and payments through included tools
• Integrates with external solutions and existing legacy to complete workflows
• Enables digital interactions with distribution channels via any portal or device

• Supports any insurance line of business
• Provides rate/rule configuration via a complete tool-based, drag-and- drop service
• Integrates easily and rapidly with existing insurer environments
• Increases speed to market for new insurance products

• Enables better internal and external system communication
• Ensures software sync and current info processing with powerful data transfer capability
• Connects legacy to other providers, suppliers, and ecosystems
• Offers pre-built integrations to an existing database of third-party providers

In Development

• Supports rapid design, maintenance, and deployment of policy documents
• Enables simultaneous access by multiple systems
• Extends compatibility to existing environments and future implementations
• Solves the need to simply generate documents

• Aggregates similar records within a given timeframe or parameters
• Enriches and manipulates the records with metadata and SME knowledge
• Enables detection of system overload or pinch points to avoid crashes
• Supports rapid workflow implementation for testing and validation

• Ensures regulatory compliance with domestic and international legislation
• Incorporates sophisticated decision logic into everyday insurance processes
• Customizable to any unique insurer preferences or tolerances
• Provides a continuous integration and continuous delivery (CI/CD) process

• Centralizes management of all entities and relationships within a given solution
• Manages provision of entity data information from entry into a realized product
• Parties maintained in Party Manager available for use by realized product
• Associates users of OWIT microservices with single party entity

• Enables single sign-on via standalone Identity & Access Management (IAM) solution
• Secures data and access
• Provides two-factor authentication (2FA) via Google Authenticator or FreeOTP
• Supports integration (SSO) to any platform

• Conduct policy, risk or coverage level incurred versus earned analysis
• Identify patterns or trends in claims and risk portfolio
• Track whether data thresholds are being approached or met
• Easily customize and share dashboards or real-time reports

• Review claims and loss runs, integrating 3rd party data sources if needed
• Re-rate policies with rates changes and generate renewal quotes, policies and invoices
• Institute straight through processing for automatic renewals

In Development

• Rescind polices, generate documents and update status
• Support for the follow many cancellation methods/types including short rate, pro-rata, flat, fully earned coverages, minimum premium/ minimum earned premium, cancel/re-write and reinstatements, with or without lapse

In Development

• Support for common endorsement processes including Out of Sequence endorsements, fully earned coverages, short-term changes, manuscript endorsements and void endorsements

In Development

• Contains specialty endorsement types that are sometimes left out of a policy system
• Includes leave of absence, reinstatement of LOA, extended reporting and runoff

In Development

• Support for all aspects of an audit endorsement including rules-based audit type assignment
• Support for audit type/audit status indicators and the generation of audit documents
• With the User Experience Service, includes the interface for voluntary audits

In Development