Compared to the monolithic, rigid legacy systems insurance organizations know all too well, microservices are best described as small, autonomous services which increase speed and agility in adding functionality, support operational scalability, reduce software downtime, utilize APIs for rapid integrations, and are cheaper to maintain.

OWIT Global’s insurance-specific, no code microservices are simple to configure, test, and deploy and bring speed-to-market for new insurance products while extending the life and capabilities of legacy systems, enabling digital interactions with distribution channels, and expanding new business opportunities by exposing fresh markets or ecosystems.


  • Template Creation and Translation toolset to automate data cleansing, mapping, and importation
  • Automates and unifies data extracted from disparate systems into one normalized master data set
  • Supports multiple and varied bordereaux output formats – any database, Excel file or XML
  • Policy, Claims and Cash processing including Risk Level Data and Cash reconciliation

User Experience

  • Allows drag-and-drop configuration of design, fonts, styles and workflows for any user group
  • Provides ability to add links, maps, and payments through included tools
  • Integrates with external solutions and existing legacy to complete workflows
  • Enables digital interactions with distribution channels via any portal or device


  • Supports any insurance line of business
  • Provides rate/rule configuration via a complete tool-based, drag-and- drop service
  • Integrates easily and rapidly with existing insurer environments
  • Increases speed to market for new insurance products


  • Enables better internal and external system communication
  • Ensures software sync and current info processing with powerful data transfer capability
  • Connects legacy to other providers, suppliers, and ecosystems
  • Offers pre-built integrations to an existing database of third-party providers

In Development


  • Supports rapid design, maintenance, and deployment of policy documents
  • Enables simultaneous access by multiple systems
  • Extends compatibility to existing environments and future implementations
  • Solves the need to simply generate documents

Extract Transform Load (ETL)

  • Aggregates similar records within a given timeframe or parameters
  • Enriches and manipulates the records with metadata and SME knowledge
  • Enables detection of system overload or pinch points to avoid crashes
  • Supports rapid workflow implementation for testing and validation


  • Ensures regulatory compliance with domestic and international legislation
  • Incorporates sophisticated decision logic into everyday insurance processes
  • Customizable to any unique insurer preferences or tolerances
  • Provides a continuous integration and continuous delivery (CI/CD) process

Party Management

  • Centralizes management of all entities and relationships within a given solution
  • Manages provision of entity data information from entry into a realized product
  • Parties maintained in Party Manager available for use by realized product
  • Associates users of OWIT microservices with single party entity


  • Enables single sign-on via standalone Identity & Access Management (IAM) solution
  • Secures data and access
  • Provides two-factor authentication (2FA) via Google Authenticator or FreeOTP
  • Supports integration (SSO) to any platform


  • Conduct policy, risk or coverage level incurred versus earned analysis
  • Identify patterns or trends in claims and risk portfolio
  • Track whether data thresholds are being approached or met
  • Easily customize and share dashboards or real-time reports

Renewal Processing

  • Review claims and loss runs, integrating 3rd party data sources if needed
  • Re-rate policies with rates changes and generate renewal quotes, policies and invoices
  • Institute straight through processing for automatic renewals

In Development

Cancellation/ Reinstatement

  • Rescind polices, generate documents and update status
  • Support for the follow many cancellation methods/types including short rate, pro-rata, flat, fully earned coverages, minimum premium/ minimum earned premium, cancel/re-write and reinstatements, with or without lapse

In Development

Endorsements/ MTA

  • Support for common endorsement processes including Out of Sequence endorsements, fully earned coverages, short-term changes, manuscript endorsements and void endorsements

In Development

Special Endorsements

  • Contains specialty endorsement types that are sometimes left out of a policy system
  • Includes leave of absence, reinstatement of LOA, extended reporting and runoff

In Development


  • Support for all aspects of an audit endorsement including rules-based audit type assignment
  • Support for audit type/audit status indicators and the generation of audit documents
  • With the User Experience Service, includes the interface for voluntary audits

In Development